What is My Debt Ratio?

Posted on 4:58 PM | By Smart Wealth Advisory | In

Getting your Malaysia home loan is a task you should consider very much beforehand. That will probably tie you up in debt for a long period of time. But says who being tied up in debts are entirely bad? In Malaysia home loan's older posts, WISE discussed certain techniques to consider when you're in debt -- And that could help you less endanger yourself tied up by mortgages.

Your DEBT RATIO can be calculated this way:

(FIXED loan repayment (monthly) / Gross monthly income ) * 100
= (1500 / 4000) * 100
= 37.5%

Unfortunately, before you could borrow some money, your creditors will take a look at your debt ratio before deciding. And until then, you will have to save up and spend wisely.

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